Another Reason Your "Credit Rating" Is A Sick Joke

Thrift Store Purchases Could Hurt Cardholders - Some Credit Card Companies Track Purchases At Thrift Stores

"What a person buys and where they buy it could have a devastating effect on a credit score, a WESH 2 News investigation revealed.
The investigation found credit companies may be looking at where a cardholder is shopping and determine an interest rate from there.
It's not just any day at the Salvation Army thrift store. It's Wacky Wednesday, which means all clothing and furniture is half price.
Something else that is wacky is that every time a customer pays in a thrift store or consignment shop or other discount store with a credit card, the credit card company may know about it, and some will use the information to punish the cardholder.
A government probe revealed some credit card companies have been tracking purchases in bargain stores to determine if customers may be in financial trouble and pose a credit risk.
That means shoppers like Kelly Mawhinney, who likes to pick up used clothing for her family, could have her credit limit capped, interest rate raised or suffer a bad credit score."

The criminals who fashioned this system devised it solely for their benefit. They intentionally set it all up so that if you want to sit down at the table and play, you can never win, you'll never break even and they won't let you leave the game.

I look at a credit score as a Peasant Rating, a stupidly arbitrary number meaningful only to rapacious banksters in letting them get a glimpse at how much you'll prostrate yourself in their rigged system. Just like my lifelong intention never to be willing to work at a job that required me to wear a tie, I'll have nothing to do with any financial dealings that pay any attention to credit ratings.

No matter how much you try to be credit worthy and how much you grovel before Mammon you'll never be responsible enough in bankster's eyes, especially now that the economy is collapsing. The system is unsustainably rotten as the above story shows. You want to be prudent and save money? Down goes your score. Another reason your ratings mean squat - every time a bank merely looks at your numbers they go down, and how often do you think they're doing that in these uncertain days?

More people are waking up to this scam every day as the importance of credit reports diminishes. (And just who the hell gave those three outfits the ability to judge your worth as a human being anyway?) Case in point - I talked turkey with rental agencies when I was looking for a house to rent and they told me flat out that ratings have dropped several notches in importance when they evaluate renters. They don't care about them because numbers are dropping like a brick everywhere. I wound up renting a decent place from a guy who never even looked at them.

Banksters use credit reports as weapons to bludgeon you with fear; if you let them know you couldn't give a shit their supposed power over you evaporates. Whole segments of society are turning their backs on this filthy game and it'll continue until they're reduced to total irrelevance.